Yes. EU citizens who have lived in Malta for more than 5 years can purchase property freely with no restrictions. EU citizens who have not yet reached 5 years of residency can buy one property as a primary residence. Non-EU nationals must apply for an Acquisition of Immovable Property (AIP) permit before purchasing. Properties in Special Designated Areas (SDAs) such as Tigne Point and Portomaso are exempt — anyone can buy there without restrictions.

As of 2026, a 1-bedroom apartment in Sliema rents for between EUR 1,100 and EUR 1,600 per month. A 2-bedroom apartment ranges from EUR 1,400 to EUR 2,200 per month depending on finish, floor, and proximity to the seafront.

The main costs are stamp duty (5% of the purchase price), notary fees (1-2.5%), and moving costs. Agency fees are traditionally paid by the seller in Malta, not the buyer. First-time buyers benefit from a stamp duty exemption — 0% on the first EUR 175,000 of the purchase price.

A Konvenju (Promise of Sale) is a legally binding preliminary contract signed between buyer and seller before a notary. It requires a deposit of typically 10% of the purchase price. If the buyer withdraws without valid reason, the deposit is forfeited. If the seller withdraws, they must return double the deposit. The final deed of sale follows after notary due diligence, usually within 3 months.

For investment and rental yield: Sliema, St Julian's, and Gzira. For families: Mosta, Naxxar, and Attard. For luxury and prestige: Portomaso, Tigne Point, and Valletta. For value and a quieter lifestyle: Gozo.

From signing the Konvenju to the final deed typically takes 3 to 6 months. This includes notary due diligence, AIP permit processing if applicable, and mortgage approval from the bank.

Malta has delivered consistent price appreciation over the past decade, driven by strong economic growth, high expat demand, and limited land supply. Rental yields in Sliema and St Julian's typically range from 4% to 6% gross per annum. The market in 2026 is broadly stable with modest growth in central areas.